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Bloomfield State Bank's Current Mortgage Interest Rates Rates effective as of 06/25/10 Rates shown are subject to change without notice and may be locked upon preliminary application. Credit scores and loan to value ratios may affect availability of these rates.
Fixed Rate Mortgages serviced by BSB (Primary Residence)
Loans for more than 80% of value will require mortgage insurance coverage and have higher APRs. Manufactured home financing available at slightly higher rates. Cash out refinances limited to 80% LTV and may involve additional fees.
Special Programs (primary residence)
*Income limits apply. Required 3.5% financeable guaranty fee with no monthly MI. Availability subject to Rural Housing funding availability. Payment shown is principal and interest only. *FHA requires 3.5% down, gift funds may be used. 2.25% Upfront MI fee plus monthly MI is included in APR calculation. No income limits. Payment shown includes required monthly MIP.
Please contact our mortgage lending specialists:
*Payments & APR’s based on $100,000 loan with no PMI coverage, except 2nd mortgages , land, and Mobile home loans, which are based on $30,000. Low down payment fixed rates do include PMI coverage, which is reflected in payment amounts on those loans. Escrows for taxes and insurance are not included in payments shown. Rates effective ONLY on date shown above.
We will be happy to pre-qualify homebuyers
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